Terms of Service

1. Agreement to these Terms

These Terms of Service (the “Terms”) are a binding agreement between you and Prediction Labs Inc. (“Prediction Labs,” “Quant Fun,” “we,” “us,” or “our”) governing your access to Quant Fun and its websites, applications, APIs, managed-wallet features, strategy tools, and related services (collectively, the “Service”).

By creating an account, accepting these Terms, or using the Service, you confirm that you have read and agree to these Terms, the Privacy Notice, and the Risk Disclosure. If you do not agree, do not create a wallet, deposit assets, enable a strategy, or use the Service.

2. Eligibility and lawful use

You represent that you are at least 18 years old, have legal capacity to enter this agreement, use the Service only for yourself or an entity you are authorized to represent, and are not prohibited from using the Service under applicable law.

You are responsible for determining whether the Service, digital assets, automated trading, and event or prediction markets are lawful where you live or access the Service. You may not use a VPN, proxy, false information, or any other method to evade sanctions, identity checks, geographic restrictions, market rules, or legal requirements.

3. What Quant Fun is—and is not

Quant Fun provides software for designing, testing, publishing, and operating rule-based trading strategies and for viewing related account information. Quant Fun is an independent service. It is not Polymarket or any other third-party market, and references or links to third parties do not imply sponsorship, endorsement, partnership, or agency.

Unless we expressly state otherwise for a specific service, Prediction Labs is not a bank, broker-dealer, futures commission merchant, exchange, clearinghouse, investment adviser, fiduciary, tax adviser, or legal adviser. Content, rankings, examples, model outputs, and strategy descriptions are informational tools—not recommendations, promises, or personalized advice.

4. Your account and security

You must provide accurate information, maintain control of your login methods, protect your devices, and promptly report suspected unauthorized access. Activity authenticated through your account may be treated as authorized by you. We may require additional verification, restrict features, or refuse or close an account where reasonably necessary for security, compliance, risk management, or suspected violations.

Your login wallet or email is an authentication method. It is separate from the quantum wallet created for use inside the Service.

5. Quantum wallet authorization

When you approve wallet creation, you instruct and authorize Quant Fun and its infrastructure providers to create, maintain, and operate an application-managed digital-asset wallet associated with your Quant Fun account (the “quantum wallet”). The quantum wallet may use key-management, wallet, bridge, blockchain, and execution infrastructure provided by our affiliates or third parties.

The quantum wallet is not a general-purpose self-custody wallet. You may not receive, possess, or be able to export its private keys. You authorize us and our providers to sign and submit transactions from the quantum wallet only to deliver the Service, carry out your direct instructions, operate strategies you enable, manage orders and positions, collect disclosed fees, and perform necessary settlement, security, and recovery operations.

You remain responsible for the assets and instructions associated with your account, subject to executed trades, network fees, service fees, market settlement, and applicable law. Send only assets and networks expressly shown as supported. Unsupported, misdirected, or incompatible transfers may be permanently lost.

6. Strategies and automated instructions

A strategy is a standing set of instructions. When you publish, activate, subscribe to, copy, or otherwise enable a strategy, you authorize the Service to evaluate its rules and submit resulting instructions without asking you to approve each individual action. You are responsible for reviewing the strategy, parameters, markets, capital allocation, and risk controls before activation and while it remains active.

7. Third-party services and market rules

The Service depends on blockchains, stablecoins, wallet and bridge providers, data vendors, identity providers, market venues, oracles, and other third-party systems. Their terms, eligibility rules, fees, operating hours, resolution rules, geographic restrictions, and privacy practices may also apply to you.

We do not control third-party availability, liquidity, prices, order matching, transaction inclusion, market resolution, forks, smart contracts, or regulatory decisions. A third party may delay, reject, reverse where permitted, freeze, restrict, or discontinue an activity. We may pass through or enforce third-party limits where necessary to operate the Service.

8. Fees, taxes, and records

You agree to pay fees disclosed in the Service or applicable third-party terms. Network, bridge, spread, market, and other third-party costs may change and may reduce returns. You are solely responsible for taxes, filings, and reporting arising from your activity. Account displays may be estimates; blockchain, venue, and final settlement records may control where they differ.

Paid Quant Fun plans are purchased for the period shown at checkout by sending the exact disclosed amount of native USDC on Polygon to the displayed Quant Fun fee wallet. The exact transfer amount may include an intent-specific fractional reference that is less than one cent and never increases the listed plan price. Access begins only after the Service verifies the transfer and required block confirmations. Each monthly or yearly period is a separate manual purchase: Quant Fun does not receive a recurring wallet approval and does not automatically renew or debit your wallet.

Strategy AI credits are a service allowance, not digital assets, stored value, or a withdrawable balance. The displayed credit is measured at twice our estimated underlying model-provider cost, and each plan may include a lower actual provider-cost ceiling as disclosed at checkout. Credits reset at each monthly credit period, including during an annual plan, and unused credits do not roll over, transfer, or have cash value. On-chain transfers are irreversible; except where law requires otherwise, confirmed plan payments are final. A payment confirmation is a service record, not a tax invoice.

The Quant Fun referral program may credit eligible accounts with a disclosed percentage of Quant Fun trading fees actually collected from attributed users. Current standard rates are 25% for direct referrals and 5% for second-tier referrals for 180 days after attribution. Rates apply to collected fees, not trading volume, deposits, profits, or balances. The first valid attribution is final for the program; self-referrals, duplicate accounts, manipulation, misleading promotion, and attempts to evade eligibility or program controls are prohibited. We may reverse rewards tied to reversed fees, abuse, error, or unlawful activity and may modify or end the program prospectively. A referral display is not a payout until the applicable minimum, maturity, wallet configuration, and on-chain confirmation requirements are satisfied.

9. Prohibited conduct

You may not use the Service to violate law or sanctions; launder funds; finance unlawful activity; manipulate a market; wash trade; spoof; front-run; misuse confidential or nonpublic information; trade on an event you can improperly influence; evade market or geographic restrictions; exploit a vulnerability; interfere with the Service; misrepresent identity or authority; infringe rights; or access another user’s account or data without authorization.

10. Suspension, termination, and changes

You may stop using the Service at any time, subject to open orders, positions, settlement, withdrawal availability, fees, and legal retention duties. We may suspend, limit, or terminate access when reasonably necessary to protect users or systems, comply with law or provider requirements, investigate misuse, manage material risk, or address nonpayment or a breach of these Terms.

We may change or discontinue features and may update these Terms. If a change is material, we will provide notice as required by law and may require renewed acceptance before continued use.

11. Intellectual property and feedback

The Service, including its software, visual design, documentation, and non-user content, is owned by Prediction Labs or its licensors. We grant you a limited, revocable, non-exclusive, non-transferable right to use the Service in accordance with these Terms. You retain rights in strategy content you lawfully create, while granting us the rights reasonably necessary to host, process, display, test, and execute it as you direct. Feedback may be used without restriction or compensation.

12. Disclaimers

To the fullest extent permitted by law, the Service is provided “as is” and “as available.” We disclaim implied warranties of merchantability, fitness for a particular purpose, title, and non-infringement. We do not promise uninterrupted access, error-free software, any particular market or asset availability, successful wallet recovery, order acceptance or execution, accuracy of third-party data, profit, or preservation of value.

13. Limitation of liability

To the fullest extent permitted by law, Prediction Labs and its affiliates, officers, employees, contractors, and providers will not be liable for indirect, incidental, special, exemplary, punitive, or consequential damages; lost profits, opportunities, data, goodwill, or digital assets; or losses arising from market movement, strategy behavior, third-party systems, unsupported transfers, unauthorized access, outages, regulatory action, or events beyond our reasonable control.

Where liability cannot be excluded, our aggregate liability arising from the Service will not exceed the greater of the fees you paid directly to Prediction Labs for the Service during the three months before the event giving rise to the claim or US$100. Some jurisdictions do not allow certain exclusions or limits, so they may not apply to you.

14. Indemnity

To the extent permitted by law, you will defend, indemnify, and hold harmless Prediction Labs and its affiliates, officers, employees, contractors, and providers from claims, losses, and reasonable costs arising from your unlawful use of the Service, your breach of these Terms, your content or strategies, or your infringement of another person’s rights.

15. General terms

Mandatory consumer protections and non-waivable rights continue to apply. If a provision is unenforceable, it will be limited to the minimum extent necessary and the remainder will continue. Our failure to enforce a provision is not a waiver. You may not assign this agreement without our consent; we may assign it in connection with a merger, financing, reorganization, or sale of all or part of the business.

16. Contact

Legal questions may be sent to [email protected].